"Ramirez Bonding is all about making the contractor successful by providing sound advice that helps them achieve their business goals.

We do this by taking the time to understand our client's business and find the surety who will provide the bond support you need to propel your business forward.

Our motto is: If the contractor’s not successful, no other professional matters."

Chris Ramirez

Our Team

We care about our clients

Chris Ramirez

Producer

Chris grew up in a blue-collar family and saw working hard with a smile on your face as a way of life. He also watched how family and friends used their special skills and talents to help others. The mindset was, “helping others is what life’s all about.” Chris carries on the family tradition by using his background as a CPA and more than 30 years experience in the surety industry to help contractors secure the bonding they need to be successful.

Most of those 30+ years were spent serving as branch manager for various sureties, and being in countless underwriting meetings where it was decided whether bonds would be approved or declined… and why. Chris knows how surety's assess their risk, and with that he knows how to recommends any changes that will enhance a contractor’s "bondability".

Chris’s dad would say, “mijo to have a friend, you have to be a friend” and Chris considers all his clients his friends by caring about them and working in their best interests.

Chris and his wife Lana enjoy spending time with their two sons, a daughter-in-law, and especially their new grandson. Chris’ faith is important to him and spends personal time in men’s Bible study and maybe playing a round or two of golf.

Luke Ramirez

General Manager

Luke has a well-rounded background in business, including various aspects of insurance service operations. Luke has worked for companies that produce both Life & Health and Property & Casualty (personal/commercial) products, and has also founded several small businesses. His role as General Manager at Ramirez Bonding is strictly focused on administrative/operational management, strategic planning, and business development. Luke oversees the execution of all administrative functions, ensuring a high level of client satisfaction through meticulous oversight.

Luke holds a bachelor's degree in Biblical Studies and is currently pursuing an MBA at Liberty University. He applies his ongoing education to improve Ramirez Bonding's operational efficiency and business development within a Biblical framework.

Luke is a proud husband to his beautiful wife, a dedicated medical student on her way to becoming a doctor. They've built a life in Parker, Colorado with their young son.

Core Values

Love and Prayer

­ This is the cornerstone of Ramirez Bonding. If you love someone, you always do what’s in their best interests

­ Prayer is relying on God who knows exactly what needs to be done to meet the needs of my contractors

Relationship

Before we can meet the needs of our contractors, we need to know what their dreams, goals, and heart's desire is for their company, and can’t know that outside of relationship.

­ Caring: Nobody cares how much you know, until they know how much you care

­ Partnership: Partner with the surety instead of treating them as an adversary.

Servanthood

We aim to serve our families, our contractors, our sureties and our community.

­ Nothing bad comes out of being a servant, only good

­ We were all born to serve one another. We are here to serve.

Benefit-driven

We are only needed by my contractors if we add value to their company.

­ Proactive: We provide the surety what they need before they ask for it. Present our plans to handle any deficiencies, before they ask the question.

­ Solutions: We are all about coming up with solutions to secure needed bonding now or if we have been handed a declination, recommending solutions that will position the contractor to secure needed bonding in the future

Key Objectives

We're committed to understanding your unique needs and deliver solutions that support your business's success and scalability.

Problem Solvers

We provide solutions that enable contractors to be “Bond Ready”. This gives our clients a seamless experience for obtaining bond approvals for project bids.

We help network our clients with a team of professionals to help them succeed, as needed (bookkeeper, CPA, banker, attorney, credit repair etc.)

Transparency

We ensure sureties have full information to make their risk assessment and that contractors know what the surety is looking for, so they can make changes in their operations to enhance their bondability.

Resource

We have a willingness to educate, explain and answer any question the contractor community at-large, whether or not they are our clients. This includes project managers, engineers, city officials, contracting officers etc.

Availability

With the exception of Sunday's, we have a willingness to work 24/7, including evenings and weekends, in order to get bonds approved for our clients.

"Working with Chris has been an absolute pleasure. His professionalism and reliability are unmatched. Always punctual, Chris goes above and beyond… His knowledge and expertise in the bonding world have been invaluable… we couldn't ask for a better bonding agent!”

Brenden Andrus

Diaz Construction Group, LLC. Operations Manager